Tax Bracket Calculator

Find your US federal income tax bracket and marginal tax rate. Enter your taxable income to see which bracket you fall in for 2024.

The US uses a progressive tax system — you don't pay the top rate on all your income. Only the income in each bracket is taxed at that bracket's rate. This calculator shows your marginal and effective tax rates.

2024 Federal income tax brackets (single)

  • 10%: $0 – $11,600
  • 12%: $11,601 – $47,150
  • 22%: $47,151 – $100,525
  • 24%: $100,526 – $191,950
  • 32%: $191,951 – $243,725
  • 35%: $243,726 – $609,350
  • 37%: Over $609,350

Marginal vs effective tax rate

Your marginal rate is the rate on your last dollar of income. Your effective rate is your total tax ÷ total income — almost always lower than the marginal rate because lower brackets apply to earlier income.

How to reduce your taxable income

  • Max out pre-tax 401(k): reduces taxable income by up to $23,000 (2024)
  • HSA contributions: up to $4,150 single / $8,300 family (2024)
  • Traditional IRA: up to $7,000 ($8,000 if 50+) may be deductible
  • Business deductions if self-employed

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