Free Online Finance Calculators

Manage your finances with our free online finance calculators. Calculate mortgage payments, loan interest, investment returns, salary conversions, and more — instantly and for free.

• Loan Interest Calculator

  Calculate monthly loan payments, total interest, and repayment schedule for equal-payment or equal-principal loans.

• Salary & Tax Calculator

  Estimate your net take-home salary after tax for 10 countries. US, UK, Germany, France, Canada, Australia, Japan, Korea, India, Brazil.

• Currency Converter

  Convert currencies with live exchange rates from the European Central Bank. 30+ currencies. Free online currency calculator.

• Compound Interest Calculator

  Calculate compound interest with daily, monthly, quarterly, or annual compounding. Includes year-by-year growth table. Free online investment calculator.

• Tip Calculator

  Calculate tip amount, total bill, and split among any number of people. Fast and free.

• Discount Calculator

  Calculate discounted price, amount saved, and final price after any percentage off. Free and instant.

• Loan Calculator

  Calculate monthly loan payments, total interest, and total cost for any loan. Free online loan payment calculator.

• Inflation Calculator

  Calculate how inflation affects purchasing power over time. Enter an amount, start year, end year, and inflation rate to see future or past equivalent values.

• ROI Calculator

  Calculate return on investment (ROI) percentage, net profit, and annualized ROI. Perfect for comparing investment performance.

• Severance Pay Calculator

  Estimate Korean severance pay from average daily wages and years of service. Free online retirement pay calculator.

• Korean Health Insurance Calculator

  Estimate Korean health insurance and long-term care premiums for employees and the self-employed from monthly income.

• National Pension Calculator

  Estimate Korean National Pension contributions and projected monthly benefits based on income and insured period.

• Subscription Score Calculator

  Score your subscriptions by comparing monthly cost, usage frequency, and satisfaction to identify better value services.

• Unemployment Benefit Calculator

  Estimate Korean unemployment benefits from average daily wages, age group, and employment insurance contribution period.

• Retirement Pension Calculator

  Estimate retirement pension growth from salary, contribution rate, years of service, and expected investment returns.

• Stock Profit Calculator

  Calculate stock profit, return on investment, fees, tax, and break-even price for domestic or overseas stock trades.

• Real Salary Calculator

  Find out if your salary has kept up with inflation. Calculate the real purchasing power of your current pay vs. when you started.

• Coffee Savings Calculator

  Calculate how much money you spend on coffee over time and what you could have bought or invested instead. Compound interest included.

• Subscription Value Calculator

  Calculate the cost per hour or episode of your streaming subscriptions. Compare to a cinema ticket to see if you're getting value.

• Investment Opportunity Cost Calculator

  See how much your money would grow if you invested monthly instead of spending. S&P 500, bonds, and custom rates supported.

• Luxury Work Hours Calculator

  Convert any item's price into hours (or months) of work based on your salary. See the true cost of luxury goods in time.

• Meeting Cost Calculator

  Calculate the real salary cost of any meeting. Enter attendees, average salary, and duration to see the true dollar cost of your next meeting.

• Smoking Cost Calculator

  Calculate the true lifetime financial cost of smoking plus the investment opportunity cost. See what you'd have if you invested instead.

• Apartment Affordability Calculator

  Estimate how many years it takes to afford a Korean apartment based on apartment price, salary, and savings rate.

• Military Pay Investment Calculator

  See how Korean military pay could grow if invested during and after service with compound interest over time.

• Wedding vs Investment Calculator

  Compare spending your wedding budget with investing it to see the long-term future value of that money.

• Delivery Cost Calculator

  Calculate your annual delivery spending and see how much delivery fees could grow if invested instead.

• Weekly Holiday Pay Calculator

  Calculate Korean weekly holiday pay (주휴수당) and total weekly wages from hourly pay and weekly work hours.

• Social Insurance Calculator

  Estimate Korean employee deductions for national pension, health insurance, long-term care, and employment insurance.

• Simple Interest Calculator

  Calculate simple interest quickly. Enter principal, rate, and time to get interest earned and total amount.

• Savings Calculator

  Calculate how much your savings will grow over time with regular contributions and compound interest.

• Present Value Calculator

  Calculate the present value of a future sum of money. Essential for investment decisions and financial planning.

• Future Value Calculator

  Calculate the future value of an investment or savings. See how your money grows over time with compound interest.

• Commission Calculator

  Calculate sales commission quickly. Enter sale amount and commission rate to get your commission earnings.

• Amortization Calculator

  Calculate your loan amortization schedule. See monthly payments, interest paid, and principal balance over time.

• APY Calculator

  Calculate Annual Percentage Yield (APY) from interest rate and compounding frequency. Compare savings accounts and investments.

• CAGR Calculator

  Calculate the Compound Annual Growth Rate (CAGR) of an investment. Compare investment performance over time.

• Car Loan Calculator

  Calculate your monthly car loan payment, total interest, and total cost. Plan your auto financing.

• Hourly to Salary Calculator

  Convert your hourly wage to annual salary, monthly, and weekly income. See your full-year earnings.

• Overtime Calculator

  Calculate your overtime pay based on hourly rate and hours worked. Includes time and a half, double time calculations.

• Pay Raise Calculator

  Calculate your new salary after a pay raise. See the dollar increase, percentage change, and new annual income.

• Margin Calculator

  Calculate gross profit margin, markup, and revenue. Essential for pricing products and business planning.

• Loan Payoff Calculator

  Calculate how long to pay off a loan with extra payments. See how much interest you save by paying extra.

• Savings Goal Calculator

  Calculate how long it will take to reach your savings goal. Find out how much to save each month.

• Stock Average Calculator

  Calculate the average cost of stocks when buying at different prices. Find your break-even price.

• Interest Rate Calculator

  Calculate the interest rate on a loan or investment. Enter principal, payment, and term to find the rate.

• Break-even Point Calculator

  Calculate your break-even point in units and revenue. Enter fixed costs, variable costs, and selling price. Free online business calculator.

• India EPF / PF Calculator

  Calculate your monthly EPF contributions (employee + employer) and estimate your provident fund corpus at 8.5% annual interest over any period.

• India SIP Calculator

  Calculate the estimated future value of your SIP investments. Enter monthly SIP amount, expected return rate (8–15%), and duration to see your potential wealth.

• Indonesia BPJS Calculator

  Calculate BPJS Kesehatan and BPJS Ketenagakerjaan (JHT, JP) contributions for employees and employers. Get your estimated net salary after all deductions.

• Indonesia UMR Net Salary Calculator

  Calculate take-home pay based on Indonesia minimum wage (UMR/UMP) 2024 for Jakarta, Jawa, Bali, and other regions. Includes BPJS and PPh 21 deductions.

• Brazil FGTS Deposit Calculator

  Estimate regular FGTS employer deposits at 8%, including the 13th salary. See monthly, annual, and multi-year deposits without an unreliable yield forecast.

• Brazil CLT Net Salary Calculator 2026

  Estimate 2026 Brazilian CLT take-home pay using official INSS brackets, the IRPF table and income reduction, dependents, other discounts, and employer FGTS.

• Turkey Minimum Wage Net Pay Calculator

  Calculate net take-home pay and employer costs based on Turkey 2024 minimum wage (₺17,002.12 gross/month). Includes SGK, unemployment insurance, and stamp tax.

• Vietnam BHXH Social Insurance Calculator

  Calculate Vietnam social insurance (BHXH), health insurance (BHYT), and unemployment insurance (BHTN) contributions for employees and employers in 2024.

• Vietnam Minimum Wage Calculator

  Calculate net take-home pay based on Vietnam regional minimum wage 2024. Region 1 (HCM/Hanoi): ₫4,960,000/month. Includes BHXH and PIT deductions.

• Credit Card Calculator

  Find out how long it takes to pay off your credit card balance. Compare minimum payments vs fixed payments and see how much interest you save.

• Retirement Calculator

  Project your retirement nest egg based on age, savings, and return rate. See estimated monthly income and whether you're on track for retirement.

• Investment Calculator

  Calculate the future value of your investment with compound interest. Supports monthly contributions and multiple compounding frequencies.

• Budget Calculator

  Plan your monthly budget by entering income and expense categories. See your surplus or deficit and compare against the 50/30/20 budgeting rule.

• Debt Payoff Calculator

  Calculate how long it takes to pay off multiple debts. Compare the debt snowball and avalanche strategies to find the best approach for saving time and interest.

• Zakat Calculator

  Calculate Islamic Zakat 2.5% on savings, gold, silver, and trade goods. Check nisab threshold (85g gold / 595g silver) and see how much you owe.

• Malaysia EPF + SOCSO + EIS Calculator

  Calculate Malaysia EPF (KWSP) contributions for employee and employer, plus SOCSO (PERKESO) and EIS (SIP). 2024 rates. Includes age-based rate changes at 56 and 60.

• Net Worth Calculator

  Calculate your total net worth by entering your assets and liabilities. See exactly where you stand financially with this free net worth calculator.

• Debt-to-Income Ratio Calculator

  Calculate your debt-to-income (DTI) ratio instantly. Lenders use DTI to assess loan eligibility — keep yours under 43% for best mortgage rates.

• Lease Payment Calculator

  Calculate your monthly car lease payment. Enter vehicle price, residual value, money factor, and term to estimate your lease cost.

• Tax Bracket Calculator

  Find your US federal income tax bracket and marginal tax rate. Enter your taxable income to see which bracket you fall in for 2024.

• Social Security Calculator

  Estimate your monthly Social Security retirement benefits based on your age and earnings history. Plan your retirement income with this free calculator.

• RMD Calculator

  Calculate your Required Minimum Distribution (RMD) from your IRA or 401(k). Enter your account balance and age to find your annual withdrawal amount.

• Paycheck Calculator

  Calculate your take-home pay after federal taxes, state taxes, and deductions. Enter your gross salary or hourly wage to estimate your net paycheck.

• Freelance Rate Calculator

  Calculate the ideal freelance hourly or project rate based on your desired income, expenses, billable hours, and profit margin.

• 401(k) Calculator

  Calculate how much your 401(k) will grow by retirement. Enter your current balance, contribution, employer match, and expected return rate.

• CD Calculator

  Calculate the interest earned on a Certificate of Deposit (CD). Enter deposit amount, APY, and term to see your maturity value and total interest.

• Business Loan Calculator

  Calculate monthly payments, total interest, and total cost for a business loan. Enter loan amount, interest rate, and term to plan your financing.

• Project Profit Calculator

  Calculate project profit, net margin, and ROI from revenue and costs. Track multiple cost items to find your true project profitability.

Free Online Calculator